Charles Lorant has been representing consumer debtors from the unfair debt collection lawsuits by credit card companies, the harassing phone calls of debt collectors and the unfair reporting of the credit bureaus since he started practicing consumer law 29 years ago. He began his practice in the firm of his father, Jerry Lorant, Alabama’s “grand daddy” of consumer lawyers. Since joining Gathings Law, Charles has combined forces with experienced and proven trail attorneys and increased resources to expand the fight for debtors’ rights in Alabama.
FORECLOSURE RIGHTS. The last several years have been wrought with an unemployment crisis, falling home prices, and runaway greed in the mortgage industry. More and more Alabama homeowners are faced with higher payments, relentless fees, and mortgage companies that refuse or fail miserably to perform their duties to explore modifications and foreclosure alternatives under HAMP (Making Homes Affordable), HOEPA (Home Owner Equity Protection Act), and RESPA (Real Estate Settlement Procedures Act). Charles Lorant and Gathings Law have been right there with Alabama’s homeowners fighting to keep their homes. If you are facing a foreclosure, struggling with a modification or short sale that just won’t go through, or are being sued for ejectment or foreclosure, there is something that you can do about it! Complete the contact form or call us at 205-322-1201.
UNFAIR COLLECTION & REPORTING. At Gathings Law, we are committed to defending credit card lawsuits, protecting you from unfair debt collection practices, and getting you accurate and fair credit reporting. It can feel overwhelming if you are put in a position where a lawsuit, a collection company, a bank, or an unfair credit report is controlling your life. You need someone in your corner with the experience, the guts, and the resources to get you back in control. That is where Charles Lorant and Gathings Law can help. Some of these practices can impact your financial future for years to come so it is important to act as early as possible. Complete the attached form or call us at 205-322-1201.
We have a proven record of defeating credit card companies, stopping unfair collection practices or harassing collectors, and keeping people in their homes. Contact us now at 205-322-1201 and see how we can help you.
